Personal account

Your money,
on your terms.

Multi-currency, rewarding, and verified once — no judgement, no unnecessary friction.

Safeguarded balances
KYC once, used everywhere
AI fraud monitoring 24/7
Instant transfers
Everything in your pocket

One wallet, built to keep up

Multi-currency wallet

GBP, EUR and USD — side by side

Convert at the live rate and spend in whichever currency suits, with no separate accounts to juggle.

AI fraud protection

Every payment, risk-scored instantly

Unusual activity is flagged the moment it happens — not a call three days later.

Age verification, done once

Connect your other banks

In-wallet offers

Instant transfers

Loyalty programme

The more you use it, the more it pays back

200 points minimum, 95% of redeemed value credited straight to your wallet.

Bronze

10 points per £1

  • Exclusive member offers

Silver

15 points per £1

  • Priority support

Platinum

25 points per £1

  • Concierge service
  • Gold & silver investment access
Early access

Your lifestyle. Your wallet.

Join the waitlist for early access to your personal account.