Personal account

Your money,
on your terms.

Multi-currency, rewarding, and verified once — no judgement, no unnecessary friction.

Safeguarded balances
KYC once, used everywhere
AI fraud monitoring 24/7
Instant transfers
Everything in your pocket

One wallet, built to keep up

Multi-currency wallet

GBP, EUR, USD — plus gold and crypto

Hold traditional currencies alongside gold and crypto in one wallet, and convert at low, transparent rates — ideal for spending abroad without the usual travel mark-ups.

AI fraud protection

Every payment, risk-scored instantly

Unusual activity is flagged the moment it happens, backed by multi-layered security built into the wallet — biometric checks and step-up verification kick in automatically before anything gets through. Not a call three days later.

Age verification, done once

Connect your other banks

In-wallet offers

Instant transfers

Event tickets, held in your wallet

Loyalty programme

A flat reward, on everything you spend

No tiers to climb and no thresholds to hit. Every transaction earns a straightforward percentage back, credited directly to your wallet — automatically, every time.

Early access

Your lifestyle. Your wallet.

Join the waitlist for early access to your personal account.