/* ─────────────────────────────────────────────────────────────────────────
   Lifestyle.Money — Holding site design system
   Bright, white-first neobank style: no dark canvas anywhere. Color comes
   from a vivid flame→rose gradient used as full bold bands and accents,
   plus a warm pale tint for section rhythm. Panels are light, not dark UI.
───────────────────────────────────────────────────────────────────────── */

:root {
  --paper:        #FFFFFF;
  --tint:         #FFF6F0;
  --paper-card:   #FAF9F7;
  --panel-row:    #F5F3F0;
  --border:       rgba(20,18,15,0.10);
  --border-bright:rgba(20,18,15,0.20);

  --flame:        #FF6B3D;
  --flame-deep:   #C8420F;
  --flame-dim:    rgba(255,107,61,0.12);

  --rose:         #FF3D8F;
  --rose-deep:    #C21460;
  --rose-dim:     rgba(255,61,143,0.12);

  --sky:          #2E9BFF;
  --sun:          #FFC93C;

  --gradient:     linear-gradient(135deg, var(--flame) 0%, var(--rose) 100%);

  --mint:         #0FAE7C;
  --mint-dim:     rgba(15,174,124,0.12);

  --text:         #1B1A1E;
  --text-muted:   #6B6963;
  --text-faint:   #9B988F;

  --radius-sm: 0.5rem;
  --radius-md: 1rem;
  --radius-lg: 1.5rem;
  --radius-xl: 2rem;
  --radius-pill: 9999px;
  --radius-btn: 0.5rem;

  --font-display: 'Space Grotesk', system-ui, -apple-system, sans-serif;
  --font-body: 'Inter', system-ui, -apple-system, sans-serif;
  --transition: 0.25s cubic-bezier(0.4, 0, 0.2, 1);
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: var(--font-body);
  background: var(--paper);
  color: var(--text);
  line-height: 1.6;
  overflow-x: hidden;
  -webkit-font-smoothing: antialiased;
}
img, svg { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
ul { list-style: none; }

.container { max-width: 1200px; margin: 0 auto; padding: 0 1.5rem; }
h1, h2, h3, h4 { font-family: var(--font-display); letter-spacing: -0.03em; }
.sr-only { position:absolute; width:1px; height:1px; padding:0; margin:-1px; overflow:hidden; clip:rect(0,0,0,0); white-space:nowrap; border:0; }

/* ─── Text utilities ─────────────────────────────────────────────────── */
.accent-text {
  background: var(--gradient);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

/* ─── Real photography fill (replaces placeholder once images land) ──── */
.media-fill { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; display: block; }

/* ─── Image placeholder (swap in real stock photography here) ────────── */
.img-placeholder {
  background: repeating-linear-gradient(135deg, var(--flame-dim), var(--flame-dim) 14px, var(--rose-dim) 14px, var(--rose-dim) 28px), var(--tint);
  border: 1.5px dashed var(--border-bright);
  border-radius: var(--radius-lg);
  display: flex; align-items: center; justify-content: center; text-align: center;
  padding: 2rem; color: var(--text-faint);
}
.img-placeholder .ph-label { font-size: 0.85rem; font-weight: 700; color: var(--text-muted); max-width: 260px; }
.img-placeholder .ph-sub { display: block; font-size: 0.72rem; font-weight: 500; color: var(--text-faint); margin-top: 0.4rem; }

/* ─── Buttons ────────────────────────────────────────────────────────── */
.btn {
  display: inline-flex; align-items: center; gap: 0.5rem;
  padding: 0.9rem 1.875rem; font-family: var(--font-body); font-weight: 800; font-size: 0.98rem;
  border-radius: var(--radius-btn); border: 1.5px solid transparent; cursor: pointer;
  transition: var(--transition); white-space: nowrap;
}
.btn-brass { background: var(--gradient); color: #fff; box-shadow: 0 6px 20px rgba(255,61,143,0.28); }
.btn-brass:hover { filter: brightness(1.06); transform: translateY(-2px); box-shadow: 0 10px 28px rgba(255,61,143,0.36); }
.btn-outline-ink { background: transparent; color: var(--text); border-color: var(--border-bright); }
.btn-outline-ink:hover { background: var(--tint); border-color: var(--text); }
.btn-outline-ivory { background: transparent; color: #fff; border-color: rgba(255,255,255,0.55); }
.btn-outline-ivory:hover { background: rgba(255,255,255,0.15); }
.btn-sm { padding: 0.6rem 1.25rem; font-size: 0.85rem; }

/* ─── Chips / badges ─────────────────────────────────────────────────── */
.chip {
  display: inline-flex; align-items: center; gap: 0.4rem;
  padding: 0.35rem 0.9rem; border-radius: var(--radius-btn);
  font-size: 0.78rem; font-weight: 700; letter-spacing: 0.04em; text-transform: uppercase;
  background: var(--flame-dim); border: 1px solid rgba(255,107,61,0.32); color: var(--flame-deep);
}
.chip-emerald { background: var(--mint-dim); border-color: rgba(15,174,124,0.32); color: var(--mint); }

/* ─── Pill tags (sectors) ─────────────────────────────────────────────── */
.pill-row { display: flex; flex-wrap: wrap; gap: 0.7rem; justify-content: center; }
.pill-tag {
  display: inline-flex; align-items: center; gap: 0.55rem; padding: 0.75rem 1.25rem;
  border-radius: var(--radius-btn); border: 1.5px solid rgba(255,107,61,0.28);
  background: var(--flame-dim); color: var(--flame-deep);
  font-size: 0.92rem; font-weight: 800; transition: var(--transition);
}
.pill-tag svg { flex-shrink: 0; }
.pill-tag:hover { border-color: var(--flame); background: rgba(255,107,61,0.2); transform: translateY(-2px); }

/* ─── Nav — sits over the full-bleed hero image, so starts light ──────── */
nav { position: fixed; top: 0; left: 0; right: 0; z-index: 100; padding: 1.5rem 0; transition: var(--transition); }
nav.scrolled { background: rgba(255,255,255,0.88); backdrop-filter: blur(16px); -webkit-backdrop-filter: blur(16px); border-bottom: 1px solid var(--border); padding: 0.9rem 0; }
.nav-inner { display: flex; align-items: center; justify-content: space-between; gap: 1.5rem; }
.nav-logo { font-family: var(--font-display); font-size: 1.3rem; font-weight: 800; letter-spacing: -0.03em; color: #fff; transition: color var(--transition); }
nav.scrolled .nav-logo { color: var(--text); }
.nav-logo .dot { color: var(--flame-light); }
nav.scrolled .nav-logo .dot { color: var(--flame); }
.nav-links { display: flex; align-items: center; gap: 2rem; }
.nav-links a { font-size: 0.9rem; font-weight: 600; color: rgba(255,255,255,0.75); transition: color var(--transition); }
nav.scrolled .nav-links a { color: var(--text-muted); }
.nav-links a:hover, .nav-links a.active { color: #fff; }
nav.scrolled .nav-links a:hover, nav.scrolled .nav-links a.active { color: var(--text); }
.nav-cta { display: flex; align-items: center; gap: 0.875rem; }
@media (max-width: 860px) { .nav-links { display: none; } }

/* ─── Hero — full-bleed image, text overlaid, Revolut/editorial style ─── */
.hero { position: relative; min-height: 86vh; display: flex; align-items: flex-end; overflow: hidden; }
.hero .img-placeholder { position: absolute; inset: 0; border-radius: 0; border: none; align-items: flex-start; padding-top: 7rem; }
.hero-scrim {
  position: absolute; inset: 0;
  background: linear-gradient(0deg, rgba(12,10,9,0.92) 0%, rgba(12,10,9,0.55) 40%, rgba(12,10,9,0.15) 68%, rgba(12,10,9,0.05) 100%);
}
.hero-content { position: relative; z-index: 2; padding: 3rem 0 4rem; max-width: 680px; }
.hero h1 { font-size: clamp(3.2rem, 6.6vw, 5.6rem); font-weight: 800; line-height: 1.0; margin-bottom: 1.2rem; color: #fff; letter-spacing: -0.04em; }
.hero p.lede { font-size: clamp(1.1rem, 1.7vw, 1.3rem); color: rgba(255,255,255,0.85); max-width: 520px; line-height: 1.55; margin-bottom: 1.9rem; }
.hero-actions { display: flex; align-items: center; gap: 1rem; flex-wrap: wrap; }
.hero .chip { margin-bottom: 1.3rem; }
@media (max-width: 640px) {
  .hero { min-height: 92vh; }
  .hero-content { padding-bottom: 3rem; }
  .hero .img-placeholder { padding-top: 5.5rem; }
  .hero .img-placeholder .ph-label { font-size: 0.7rem; }
  .hero .img-placeholder .ph-sub { display: none; }
}

/* ─── Poster card — full-bleed image, text overlaid at the bottom ─────── */
.poster-card {
  position: relative; border-radius: var(--radius-lg); overflow: hidden;
  min-height: 380px; display: flex; align-items: flex-end; transition: var(--transition);
}
.poster-card .img-placeholder { position: absolute; inset: 0; border-radius: 0; border: none; transition: transform 0.4s ease; align-items: flex-start; padding-top: 2rem; }
.poster-card:hover .img-placeholder { transform: scale(1.04); }
.poster-card .poster-scrim {
  position: absolute; inset: 0;
  background: linear-gradient(0deg, rgba(12,10,9,0.9) 0%, rgba(12,10,9,0.4) 55%, rgba(12,10,9,0.05) 85%);
}
.poster-card .poster-content { position: relative; z-index: 2; padding: 1.75rem; width: 100%; }
.poster-card .poster-content h3 { color: #fff; font-size: 1.2rem; margin-bottom: 0.3rem; display: flex; align-items: center; }
.poster-card .poster-content .icon-inline { color: var(--flame-light); }
.poster-card .poster-content .tier-rate { color: rgba(255,255,255,0.8); margin-bottom: 1rem; }
.poster-card .poster-content .btn { background: #fff; color: var(--text); }
.poster-card .poster-content .btn:hover { background: var(--flame-dim); }

/* ─── Media section — big rounded duotone photo card, text overlaid ───── */
.media-section { position: relative; border-radius: var(--radius-xl); overflow: hidden; min-height: 62vh; display: flex; align-items: center; }
.media-section .img-placeholder { position: absolute; inset: 0; border-radius: 0; border: none; align-items: flex-start; justify-content: flex-end; padding: 1.5rem; }
.media-section .img-placeholder .ph-label { max-width: 200px; font-size: 0.72rem; }
.media-section .band-tint { position: absolute; inset: 0; background: linear-gradient(135deg, rgba(255,106,43,0.78) 0%, rgba(255,61,143,0.74) 100%); }
.media-content { position: relative; z-index: 2; padding: 3.5rem 3rem; max-width: 640px; }
.media-content .chip { background: rgba(255,255,255,0.2); border-color: rgba(255,255,255,0.4); color: #fff; margin-bottom: 1.3rem; }
.media-content h2 { color: #fff; font-size: clamp(2rem, 4.2vw, 3rem); font-weight: 800; line-height: 1.08; margin-bottom: 1rem; letter-spacing: -0.035em; }
.media-content h2 .accent-text { background: none; -webkit-text-fill-color: #1A0E08; color: #1A0E08; }
.media-content p { color: rgba(255,255,255,0.92); font-size: 1.05rem; line-height: 1.6; margin-bottom: 1.75rem; }
.media-content .statement-tags span { background: rgba(255,255,255,0.2); border: 1px solid rgba(255,255,255,0.4); color: #fff; }
.media-content .btn-brass { background: #fff; color: var(--flame-deep); }
@media (max-width: 640px) { .media-content { padding: 2.5rem 1.5rem; } }

/* ─── Trust strip ────────────────────────────────────────────────────── */
.trust-strip { background: var(--tint); padding: 1.75rem 0; }
.trust-strip-inner { display: flex; flex-wrap: wrap; align-items: center; justify-content: center; gap: 0.85rem; }
.trust-item {
  display: flex; align-items: center; gap: 0.55rem;
  background: #fff; border: 1px solid var(--border); border-radius: var(--radius-btn);
  padding: 0.6rem 1.1rem;
  font-size: 0.83rem; font-weight: 700; color: var(--text);
}
.trust-item svg { flex-shrink: 0; color: var(--mint); }

/* ─── Sections ───────────────────────────────────────────────────────── */
section { padding: 4.5rem 0; }
.section-header { text-align: center; max-width: 600px; margin: 0 auto 2.5rem; }
.section-header .chip { margin-bottom: 0.9rem; }
.section-header h2 { font-size: clamp(2.1rem, 3.8vw, 3rem); font-weight: 800; line-height: 1.1; letter-spacing: -0.035em; }
.section-header p { color: var(--text-muted); font-size: 1.05rem; line-height: 1.55; margin-top: 0.7rem; }

/* Tinted section — subtle warm rhythm, still bright, never dark */
.dark-section { background: var(--tint); }

/* Bold band — full-color gradient, used sparingly for high-impact moments */
.bold-band { background: var(--gradient); color: #fff; }
.bold-band .section-header p { color: rgba(255,255,255,0.85); }
.bold-band .chip { background: rgba(255,255,255,0.2); border-color: rgba(255,255,255,0.4); color: #fff; }
.bold-band .accent-text { background: none; -webkit-text-fill-color: #FFE9C6; color: #FFE9C6; }
.bold-band .btn-brass { background: #fff; color: var(--flame-deep); box-shadow: 0 6px 20px rgba(0,0,0,0.14); }
.bold-band .btn-brass:hover { background: #FFF3EC; }
.bold-band p, .bold-band .statement-grid p { color: rgba(255,255,255,0.88); }
.bold-band .img-placeholder { background: rgba(255,255,255,0.14); border-color: rgba(255,255,255,0.5); }
.bold-band .img-placeholder .ph-label, .bold-band .img-placeholder .ph-sub { color: #fff; }
.bold-band .statement-tags span { background: rgba(255,255,255,0.16); border: 1px solid rgba(255,255,255,0.4); color: #fff; }

/* ─── Bento grid (icon + short label only — kept minimal) ─────────────── */
.bento-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1rem; }
.bento-tile { background: var(--paper-card); border: 1px solid var(--border); border-radius: var(--radius-lg); padding: 1.4rem; transition: var(--transition); }
.bento-tile:hover { border-color: var(--border-bright); transform: translateY(-3px); box-shadow: 0 12px 28px rgba(20,18,15,0.08); }
.bento-tile.span-2 { grid-column: span 2; }
.bento-icon {
  width: 42px; height: 42px; border-radius: var(--radius-md); background: var(--flame-dim);
  border: 1px solid rgba(255,107,61,0.28); display: flex; align-items: center; justify-content: center;
  color: var(--flame-deep); margin-bottom: 0.8rem;
}
.icon-inline { color: var(--flame-deep); display: inline-flex; vertical-align: -5px; margin-right: 0.5rem; }
.bento-tile h3 { font-size: 1.05rem; font-weight: 800; letter-spacing: -0.02em; }
.bento-tile p { font-size: 0.86rem; color: var(--text-muted); line-height: 1.45; margin-top: 0.3rem; }
@media (max-width: 940px) { .bento-grid { grid-template-columns: repeat(2, 1fr); } .bento-tile.span-2 { grid-column: span 2; } }
@media (max-width: 600px) { .bento-grid { grid-template-columns: 1fr; } .bento-tile.span-2 { grid-column: span 1; } }

/* ─── Bento grid, 5-across variant (smaller tiles so all fit one row) ──── */
.bento-grid.cols-5 { grid-template-columns: repeat(5, 1fr); gap: 0.75rem; }
.bento-grid.cols-5 .bento-tile { padding: 1rem 0.9rem; }
.bento-grid.cols-5 .bento-icon { width: 34px; height: 34px; margin-bottom: 0.6rem; }
.bento-grid.cols-5 .bento-tile h3 { font-size: 0.92rem; line-height: 1.25; }
@media (max-width: 940px) {
  .bento-grid.cols-5 { grid-template-columns: repeat(2, 1fr); gap: 1rem; }
  .bento-grid.cols-5 .bento-tile { padding: 1.4rem; }
  .bento-grid.cols-5 .bento-icon { width: 42px; height: 42px; margin-bottom: 0.8rem; }
  .bento-grid.cols-5 .bento-tile h3 { font-size: 1.05rem; }
}
@media (max-width: 600px) { .bento-grid.cols-5 { grid-template-columns: 1fr; } }

/* ─── Showcase (alternating image + text) blocks ─────────────────────── */
.showcase-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 3rem; align-items: center; padding: 2.5rem 0; }
.showcase-grid + .showcase-grid { border-top: 1px solid var(--border); }
.showcase-grid.reverse .showcase-visual { order: -1; }
@media (max-width: 940px) { .showcase-grid { grid-template-columns: 1fr; gap: 1.75rem; padding: 2rem 0; } .showcase-grid.reverse .showcase-visual { order: 0; } }
.showcase-content .chip { margin-bottom: 0.9rem; }
.showcase-content h3 { font-size: clamp(1.5rem, 2.9vw, 2rem); font-weight: 800; line-height: 1.15; margin-bottom: 0.6rem; letter-spacing: -0.03em; }
.showcase-content p { color: var(--text-muted); font-size: 1rem; line-height: 1.55; }

/* ─── Device frame — houses the panel so it reads as a real app screen ── */
.device-frame {
  background: #121214;
  border-radius: 2.4rem;
  padding: 0.65rem;
  max-width: 340px;
  margin: 0 auto;
  box-shadow: 0 30px 60px rgba(20,18,15,0.22);
}
.device-notch {
  width: 64px; height: 16px; background: #121214; border-radius: 0 0 10px 10px;
  margin: 0 auto; position: relative; z-index: 2;
}
.device-screen {
  background: #fff; border-radius: 1.9rem; overflow: hidden; padding: 1.6rem 1.3rem 1.5rem;
  margin-top: -16px;
}

/* ─── Product panel content — sits inside the device screen ────────────── */
.panel { position: relative; }
.panel-header { display: flex; justify-content: space-between; align-items: center; margin-bottom: 1.2rem; }
.panel-title { font-family: var(--font-display); font-weight: 700; font-size: 0.92rem; }
.panel-badge { font-size: 0.66rem; font-weight: 700; padding: 0.2rem 0.6rem; border-radius: var(--radius-sm); text-transform: uppercase; letter-spacing: 0.04em; }
.panel-badge.mint { background: var(--mint-dim); color: var(--mint); border: 1px solid rgba(15,174,124,0.3); }
.panel-badge.flame { background: var(--flame-dim); color: var(--flame-deep); border: 1px solid rgba(255,107,61,0.3); }

.fx-row { display: flex; align-items: center; gap: 0.8rem; background: var(--panel-row); border: 1px solid var(--border); border-radius: var(--radius-md); padding: 0.85rem 1rem; margin-bottom: 0.6rem; }
.fx-flag { width: 30px; height: 30px; border-radius: 50%; display: flex; align-items: center; justify-content: center; font-size: 0.95rem; background: #fff; flex-shrink: 0; }
.fx-info { flex: 1; }
.fx-cur { font-size: 0.68rem; color: var(--text-faint); }
.fx-amt { font-size: 1rem; font-weight: 700; font-family: var(--font-display); }
.fx-rate { text-align: center; font-size: 0.74rem; color: var(--text-muted); margin-top: 0.75rem; }

/* ─── Ticket card — holds an event ticket inside the device panel ──────── */
.ticket-card { background: var(--panel-row); border: 1px solid var(--border); border-radius: var(--radius-md); margin-bottom: 0.65rem; overflow: hidden; }
.ticket-card:last-child { margin-bottom: 0; }
.ticket-top { display: flex; align-items: flex-start; justify-content: space-between; gap: 0.75rem; padding: 0.8rem 0.9rem 0.65rem; }
.ticket-event { font-family: var(--font-display); font-size: 0.86rem; font-weight: 700; }
.ticket-venue { font-size: 0.68rem; color: var(--text-faint); margin-top: 0.2rem; }
.ticket-tag { font-size: 0.6rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.04em; padding: 0.2rem 0.55rem; border-radius: var(--radius-sm); flex-shrink: 0; white-space: nowrap; }
.ticket-tag.club { background: var(--flame-dim); color: var(--flame-deep); border: 1px solid rgba(255,107,61,0.3); }
.ticket-tag.network { background: var(--mint-dim); color: var(--mint); border: 1px solid rgba(15,174,124,0.3); }
.ticket-divider { border-top: 1.5px dashed var(--border-bright); margin: 0 0.9rem; }
.ticket-bottom { display: flex; align-items: center; justify-content: space-between; padding: 0.6rem 0.9rem 0.75rem; }
.ticket-date { font-size: 0.68rem; color: var(--text-muted); font-weight: 600; }
.ticket-code { font-family: 'Space Grotesk', monospace; font-size: 0.62rem; letter-spacing: 0.1em; color: var(--text-faint); }

.tier-progress-row { display: flex; justify-content: space-between; align-items: baseline; margin-bottom: 0.5rem; }
.tier-progress-row .cur-tier { font-family: var(--font-display); font-weight: 700; font-size: 1.15rem; }
.tier-progress-row .next-tier { font-size: 0.73rem; color: var(--text-faint); }
.progress-track { height: 7px; background: var(--panel-row); border-radius: var(--radius-pill); overflow: hidden; margin-bottom: 1.1rem; }
.progress-fill { height: 100%; background: var(--gradient); border-radius: var(--radius-pill); }
.tier-badges { display: flex; gap: 0.5rem; }
.tier-badge { flex: 1; text-align: center; padding: 0.5rem 0.3rem; border-radius: var(--radius-sm); background: var(--panel-row); font-size: 0.64rem; color: var(--text-muted); font-weight: 600; }
.tier-badge.active { color: #fff; background: var(--gradient); font-weight: 700; }

.risk-row { display: flex; align-items: center; gap: 0.7rem; padding: 0.55rem 0; border-bottom: 1px solid var(--border); }
.risk-row:last-child { border-bottom: none; }
.risk-dot { width: 8px; height: 8px; border-radius: 50%; flex-shrink: 0; }
.risk-dot.low { background: var(--mint); }
.risk-dot.mid { background: var(--sun); }
.risk-info { flex: 1; min-width: 0; }
.risk-name { font-size: 0.78rem; font-weight: 600; }
.risk-meta { font-size: 0.66rem; color: var(--text-faint); }
.risk-score { font-size: 0.75rem; font-weight: 700; }
.risk-score.low { color: var(--mint); }
.risk-score.mid { color: #C98A0A; }

.approval-row { display: flex; align-items: center; gap: 0.7rem; margin-bottom: 0.75rem; }
.approval-avatar { width: 28px; height: 28px; border-radius: 50%; background: var(--gradient); display: flex; align-items: center; justify-content: center; font-size: 0.64rem; font-weight: 700; color: #fff; flex-shrink: 0; }
.approval-info { flex: 1; }
.approval-name { font-size: 0.78rem; font-weight: 600; }
.approval-status { font-size: 0.66rem; color: var(--text-faint); }
.approval-status.done { color: var(--mint); }

/* Map visual — partner businesses near you */
.map-visual {
  position: relative; height: 230px; border-radius: var(--radius-md); overflow: hidden;
  background: var(--panel-row);
  background-image:
    repeating-linear-gradient(0deg, rgba(20,18,15,0.08) 0 1px, transparent 1px 38px),
    repeating-linear-gradient(90deg, rgba(20,18,15,0.08) 0 1px, transparent 1px 38px),
    linear-gradient(120deg, rgba(255,107,61,0.06), rgba(255,61,143,0.05));
  margin-bottom: 0.9rem;
}
.map-pin { position: absolute; transform: translate(-50%, -100%); display: flex; flex-direction: column; align-items: center; }
.map-pin svg { filter: drop-shadow(0 3px 4px rgba(20,18,15,0.28)); }
.map-pin-label {
  margin-top: 2px; font-size: 0.62rem; font-weight: 800; white-space: nowrap;
  background: #fff; padding: 0.15rem 0.45rem; border-radius: var(--radius-sm);
  box-shadow: 0 2px 8px rgba(20,18,15,0.14); color: var(--text);
}
.map-pin.you .map-pin-label { background: var(--mint); color: #fff; }

/* ─── Bold statement band layout ──────────────────────────────────────── */
.statement-grid { display: grid; grid-template-columns: 1.1fr 0.9fr; gap: 3rem; align-items: center; }
@media (max-width: 940px) { .statement-grid { grid-template-columns: 1fr; text-align: center; } }
.statement-grid h2 { font-size: clamp(1.9rem, 4vw, 2.8rem); font-weight: 700; line-height: 1.1; margin-bottom: 0.9rem; }
.statement-grid p { font-size: 1rem; line-height: 1.55; margin-bottom: 1.5rem; }
.statement-tags { display: flex; flex-wrap: wrap; gap: 0.55rem; }
@media (max-width: 940px) { .statement-tags { justify-content: center; } }
.statement-tags span { font-size: 0.76rem; font-weight: 700; padding: 0.4rem 0.85rem; border-radius: var(--radius-btn); }

/* ─── Steps ──────────────────────────────────────────────────────────── */
.steps { display: grid; grid-template-columns: repeat(auto-fit, minmax(190px, 1fr)); gap: 1.5rem; }
.step-num { width: 38px; height: 38px; border-radius: 50%; background: var(--gradient); color: #fff; font-family: var(--font-display); font-weight: 700; font-size: 0.95rem; display: flex; align-items: center; justify-content: center; margin-bottom: 0.85rem; }
.step h3 { font-size: 0.95rem; font-weight: 700; margin-bottom: 0.3rem; }
.step p { font-size: 0.82rem; color: var(--text-muted); line-height: 1.45; }

/* ─── Tier / account-type cards ───────────────────────────────────────── */
.tier-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 1rem; }
.tier-card { background: var(--paper-card); border: 1px solid var(--border); border-radius: var(--radius-lg); padding: 1.5rem; transition: var(--transition); }
.tier-card.featured { border-color: var(--flame); box-shadow: 0 10px 28px rgba(255,107,61,0.14); }
.tier-swatch { width: 13px; height: 13px; border-radius: 50%; display: inline-block; margin-right: 0.5rem; }
.tier-card h3 { font-size: 1rem; font-weight: 700; display: flex; align-items: center; margin-bottom: 0.3rem; }
.tier-rate { font-size: 0.8rem; color: var(--flame-deep); font-weight: 700; margin-bottom: 0.7rem; }
.tier-card ul { display: flex; flex-direction: column; gap: 0.45rem; }
.tier-card li { font-size: 0.8rem; color: var(--text-muted); display: flex; align-items: flex-start; gap: 0.5rem; }
.tier-card li::before { content: '✓'; color: var(--mint); font-weight: 700; flex-shrink: 0; }

/* ─── CTA banner ─────────────────────────────────────────────────────── */
.cta-banner { position: relative; overflow: hidden; }
.cta-inner { position: relative; text-align: center; max-width: 600px; margin: 0 auto; }
.cta-inner h2 { font-size: clamp(1.8rem, 3.2vw, 2.5rem); font-weight: 700; margin-bottom: 0.8rem; line-height: 1.12; }
.cta-inner p { font-size: 0.98rem; margin-bottom: 1.75rem; line-height: 1.55; }
.cta-actions { display: flex; align-items: center; justify-content: center; gap: 1rem; flex-wrap: wrap; }

/* ─── Footer ─────────────────────────────────────────────────────────── */
footer { background: var(--tint); color: var(--text); padding: 3rem 0 2rem; border-top: 1px solid var(--border); }
.footer-inner { display: grid; grid-template-columns: 1.5fr repeat(3, 1fr); gap: 3rem; }
@media (max-width: 768px) { .footer-inner { grid-template-columns: 1fr 1fr; gap: 2rem; } }
@media (max-width: 480px) { .footer-inner { grid-template-columns: 1fr; } }
.footer-brand h3 { font-size: 1.05rem; font-weight: 700; margin-bottom: 0.6rem; }
.footer-brand p { font-size: 0.82rem; color: var(--text-muted); line-height: 1.55; max-width: 250px; }
.footer-col h4 { font-size: 0.75rem; font-weight: 700; letter-spacing: 0.06em; text-transform: uppercase; color: var(--text-faint); margin-bottom: 0.9rem; }
.footer-col ul { display: flex; flex-direction: column; gap: 0.55rem; }
.footer-col li a { font-size: 0.85rem; color: var(--text); opacity: 0.78; transition: opacity var(--transition); }
.footer-col li a:hover { opacity: 1; }
.footer-bottom { margin-top: 2.25rem; padding-top: 1.25rem; border-top: 1px solid var(--border); display: flex; align-items: flex-start; justify-content: space-between; gap: 1.5rem; flex-wrap: wrap; }
.footer-legal { font-size: 0.73rem; color: var(--text-faint); line-height: 1.55; max-width: 600px; }
.footer-copy { font-size: 0.73rem; color: var(--text-faint); white-space: nowrap; }

/* ─── Fade-up scroll animation ───────────────────────────────────────── */
.fade-up { opacity: 0; transform: translateY(22px); transition: opacity 0.6s ease, transform 0.6s ease; }
.fade-up.visible { opacity: 1; transform: translateY(0); }
.stagger-1 { transition-delay: 0.06s; }
.stagger-2 { transition-delay: 0.12s; }
.stagger-3 { transition-delay: 0.18s; }
.stagger-4 { transition-delay: 0.24s; }

/* Legal / policy pages -- simple prose layout */
.legal-page { padding: 9.5rem 0 5rem; }
.legal-content { max-width: 760px; margin: 0 auto; }
.legal-back { display: inline-flex; align-items: center; gap: 0.4rem; font-size: 0.85rem; font-weight: 600; color: var(--text-muted); margin-bottom: 2rem; }
.legal-back:hover { color: var(--text); }
.legal-content .chip { margin-bottom: 1rem; }
.legal-content h1 { font-size: clamp(2.1rem, 4vw, 2.8rem); font-weight: 800; margin-bottom: 0.5rem; letter-spacing: -0.03em; }
.legal-updated { color: var(--text-faint); font-size: 0.85rem; margin-bottom: 2.5rem; }
.legal-content h2 { font-size: 1.3rem; font-weight: 700; margin: 2.25rem 0 0.75rem; letter-spacing: -0.02em; }
.legal-content p { color: var(--text-muted); margin-bottom: 1rem; line-height: 1.7; }
.legal-content ul { margin: 0 0 1rem 0; padding-left: 0; }
.legal-content li { color: var(--text-muted); line-height: 1.7; padding-left: 1.4rem; position: relative; margin-bottom: 0.5rem; }
.legal-content li::before { content: '\2014'; position: absolute; left: 0; color: var(--flame); }
.legal-content a { color: var(--flame-deep); font-weight: 600; text-decoration: underline; text-decoration-color: rgba(255,107,61,0.35); }
.legal-content a:hover { text-decoration-color: var(--flame); }
.legal-notice { background: var(--flame-dim); border: 1px solid rgba(255,107,61,0.3); border-radius: var(--radius-md); padding: 1.1rem 1.3rem; margin-bottom: 2.25rem; }
.legal-notice p { color: var(--flame-deep); font-size: 0.9rem; margin-bottom: 0; }